Serving clients in Waco and throughout Central Texas
We help clients save assets and money while getting Medicaid and the V.A. to pay for nursing home and long term care costs.

Rainey and Rainey’s sole focus on Elder Law, Estate Planning, Special Needs Planning and vehicle Personal Injury enables us to be reassuring partners to families facing some of life’s most stressful challenges. We appreciate the deeply personal nature of the decisions involved in protecting loved ones, preparing for the possibility of declining health or ensuring financial security. We’ll be at your side—explaining, guiding and advocating for your rights.

Waco Law Firm – Rainey & Rainey, Attorneys

Our practice focuses on the following areas of law:

Elder Law

Elder law includes planning for contingencies and easing times of crisis for loved ones, and we understand that each family situation is unique. Our goal is to assist clients in structuring later-in-life arrangements and estate planning that respect their choices, deliver the benefits to which they are entitled, and preserve their dignity.

Benefit planning involves maximizing the use of Medicaid, Social Security and Veterans Affairs rules to help families protect their financial resources and get help paying for nursing home care and in-home health services.

Wills and trusts arrange for the distribution of property in accordance with your preferences. Financial and healthcare powers of attorney, living wills and guardianships address care and decision-making in the event of deteriorating health. Our Waco, TX, law firm can help.

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Special Needs Planning

One in five Americans has a serious disability, and special needs planning can enhance their quality of life and economic security. Means-tested benefits such as Medicaid and Supplemental Security Income (SSI) often play an important role, and we can help you navigate confusing government systems with their frequently changing regulations. At the same time, we can protect both your assets and eligibility benefits with a special needs trust.

At the age of 18, all individuals are legally considered adults and, unless parents take action, they may lose the ability to help make health, education and legal decisions for their children with disabilities. We can assist in sorting out options that maintain a balance between independence and security for a young adult with special needs.

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Estate Planning

Estate planning is about reducing uncertainty and ensuring that your wishes are respected—regardless of your age. You may be young parents wanting to safeguard your children’s future. A middle-aged couple with kids in college. Or older adults wanting to leave your estate and savings to your children and perhaps provide for grandchildren. Wills, trusts, designation of guardianships, living wills and powers of attorney can avoid crisis-driven decisions and ease the burdens faced by family members during trying times. Our Waco, TX, law firm will cut through the complexity to create a plan as individual as you and your loved ones.

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Personal Injury

We focus our personal injury practice on serious auto accidents and serious truck accidents occurring in Central Texas. The injuries or deaths resulting from such events carry consequences for the entire family, and we consider the full emotional and physical toll as we aggressively pursue your interests. Because we also practice special needs planning, we recognize the role that government programs such as Supplemental Security Income (SSI), Social Security Disability Insurance (SSDI) and Medicaid may play in long-term health care and financial security. If appropriate, we will establish a special needs trust to protect your settlement, while maintaining eligibility for all the public benefits to which you are entitled.

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Plan today to ensure tomorrow

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Waco Lawyers, Rainey & Rainey Attorneys

James and Elisa Rainey provide legal services in a wide range of fields, including elder law, estate planning, disability, and personal injury trial law, including wrongful death. Contact us today to schedule a consultation.

With an emphasis on Medicaid planning, elder law and serious personal injury matters, James and Elisa Rainey seek to foster a personal relationship with each client, identify their unique needs and provide sensitive and capable assistance when it is needed most.


“From the moment we turned our case over to Mr. Rainey, a big burden was lifted from us. He and his staff worked hard and quickly and things resolved quickly. We highly recommended this law office to everyone.

Jerry and Lynn Floyd

“I just wanted to take this time to thank you all for the outstanding work that you did in getting my father V.A. Benefits, as well as other issues you have helped me with. I look forward to working with you all in the future as the need may arise.”

William M. Holmes III

“Thank you so much for helping me with this …. it’s a little overlwhelming. You are awesome & good at what you do.”

Lisa L. Lindsay

“The Rainey and Rainey Law Firm has been extremely helpful to me. I am a young person and I am not familiar with elderly laws. After speaking with James, he made me feel more comfortable with the difficult process that we were about to begin. Mr. Rainey was very knowledgeable about my Aunt and Uncle’s rights concerning changing their powers of attorney, wills and applying for Medicaid. Mr. Rainey had no problem with traveling to the nursing home to discuss my Aunt’s & Uncle’s needs and concerns with them. Rainey & Rainey has truly been a blessing to me and my family during this transition. We will continue to use them for all our legal needs.”

Lindsey M. Mulcahy

“The Rainey & Rainey Law Firm was recommended to me and my husband by our financial advisor. We were looking for information and advice on Veteran’s benefits. My husband, Charles, and I were so impressed with Elisa and the caring way she treated us….”

Louise McClure

“The maze of legal rules surrounding qualification for Medicaid, VA Benefits, wills, trusts, and estate planning can be overwhelming, so I often refer people with questions to seek the counsel of an attorney to guide them as they are making plans. One wrong decision can affect reimbursement and delay benefits. Elisa and James Rainey focus their practice on Elder Law, which is exactly what people need as they are preparing for the future.”

Daryl Meyer

“James Rainey is exceptionally knowledgeable in a wide range of legal fields. His actions exemplify professionalism and he demonstrates strict ethical principals in all aspects of his life. I consider myself fortunate to have worked with James and downright lucky to call him my friend.”

Jill Ramsower

“I met James thru the Waco Chamber of Commerce Leadership Waco program. James is a true and respected professional in the community.”

Michael Fanning

“My clients have used James (and Elisa) Rainey of Rainey and Rainey law firm for various legal matters and all of them have been very pleased with their work and results.”

Donna Phelps

“James Rainey has always exemplified what it means to provide quality legal representation in a highly energetic manner. He conducts his business with the upmost integrity. He and his law partner, Elisa, who also happens to be his wife, make a tremendous team both in the office and out.”

Sam Brown

“I and my family have used both James and his wife Elisa several times for our personal family matters including wills, trusts and other miscellaneous legal consultation. In addition, I have referred several friends and colleagues to the Raineys over the years without regret. Without hesitation, I would fully endorse the Raineys to anyone seeking highly competent, personable representation on a variety of legal matters.”

Brian Bachik

“James has been my attorney for 6 years and has represented/advised me on several business matters. He is of high moral character and knows the law. I would recommend his services and expertise to anybody seeking legal counsel”

Jerry Horton

“I can highly recommend James Rainey as an Attorney. I feel he is competent, dependable, honest and fair. I have called on him for personal business and have recommended him to my clients.”

Evelyn Love

“It has been our pleasure to work with James and his wife, Elisa, as their firm has presented Elder Law programs here at Wesley Woods Alzheimer’s Care Center. Many of our constituents have complimented the presentations saying that information was very helpful. James and Elisa have helped position Wesley Woods as a resource for families facing a dementia diagnosis.”

Alan Smith

“I have been in the Bail Bond Business for over 16 years. During the course of my career, I have worked extensively with many attorney’s. In 2004, I was introduced to James by a colleague of mine. It has been a great pleasure working with James. He is honest, professional, responsible. reliable, diligent and highly trained in his field. He has been an invaluable asset to my business and I look forward to working with him in the future.”

Charlie Pickens

“James is skilled at his profession, and a trusted advisor. He always has his clients’ best interests at heart and works hard to achieve excellent results.”

Eric Zadnik

“I have known James for several years. He is an excellent lawyer with high ethical standards. His law firm, Rainey & Rainey, is who my family uses as legal counsel…I highly recommend James to anyone who is needing legal services.”

David Guyer

“James Rainey is an outstanding attorney, as well as a man of extremely honorable, moral character. His professional talents are equal to the strength and ability he has to instill confidence in his clients. James assisted my family at a very trying time and brought a sense of calm and strength as he resolved our issues….”

De Ann Smith

If you would like more information on how attorneys James and Elisa Rainey can help clients throughout Waco, Texas and the surrounding area, contact our office today at 254-752-8644.