The last thing you want to be worried about is whether you will be able to afford long-term care in a nursing home. Though Medicaid offers important benefits to help people cover these costs, it is a notoriously complicated program. Determining your eligibility and accessing services can be difficult. However, with some careful planning with an attorney, you can be prepared when the time comes.

Rainey & Rainey, Attorneys at Law, LP offers clients professional Medicaid planning services responsive to their individual needs. With extensive experience in elder law, our attorneys understand how Medicaid works inside and out.

To schedule an appointment with an experienced Georgetown Medicaid planning attorney, call our firm at (254) 826-8151 or send us a message online.

What Is Medicaid?

Medicaid is a health care program that is jointly run by the federal government and the state. Medicaid is designed to provide certain types of health care to both low-income individuals and Texas residents 65-years old and older. Medicaid is a vitally important program, and without it, many people would not be able to get the care they need.

There are three different types of Medicaid programs. These include Institution/Nursing Home Medicaid, Medicaid Waivers/Home & Community-Based Services, and Regular Medicaid/Aged Blind and Disabled. Each program's benefits are different, and each type of Medicaid has its own eligibility criteria. Things that affect your eligibility include your income level, countable assets, and marital status.

Texas also offers additional Medicaid programs, including:

• Community First Choice
• Day Activity and Health Services
• Primary Home Care
• STAR+PLUS Waiver

To learn more about Medicaid eligibility in Texas, review this resource provided by the American Council on Aging.

Our Medicaid Planning Services

One of the most difficult aspects of planning for Medicaid is determining eligibility. Many people who need Medicaid worry that they will not qualify because they exceed the income cap or the asset limits. They also cannot afford to pay for nursing home or other long-term care. This is where Medicaid planning comes in. There are several strategies that can be used to help ensure that a person legally qualifies for Medicaid when they need it.

At Rainey & Rainey, we are passionate about helping our clients get the medical benefits they need to thrive in their golden years. We are experienced in both elder law and estate planning law. We are ready to help you and your family prepare for the future without jeopardizing your income, assets, or property.

We offer a comprehensive range of Medicaid planning services, including:

• Nursing home planning
• Qualified income trusts/Miller trusts
• Powers of Attorney
• Benefits planning
• Special needs planning

According to Texas Human Resource Code, it is illegal for someone to charge a fee for representing an applicant or recipient in securing Medicaid assistance unless they are licensed to practice law in the state of Texas. Make sure that you only work with legally qualified attorneys, like ours at Rainey & Rainey.

We Provide Personalized Legal Services

Assisted living services or care in a nursing home can be incredibly expensive. If you do not currently meet Medicaid eligibility requirements, you may be worried about how you will pay for your long-term medical care. You may also be worried that you will be forced into a position where you must sell all your assets, only to find that you still cannot afford a nursing home. This is a terrible position to be in, and we do our best to help our clients avoid this.

With some careful planning now, you may be able to qualify for Medicaid while still preserving your assets. Our Georgetown Medicaid planning attorneys understand that many plans rely on Medicaid, and we are driven to help our clients and their families. Whether you are looking to ensure you can access Medicaid benefits years from now or have been blind-sided by the need for long-term care, Rainey & Rainey is here for you.

To get started with Medicaid planning today, reach out to Rainey & Rainey at (254) 826-8151 or contact us online.